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Facebook's Foray into Payments: Revolutionary or More of the Same?

To merchants, the evolution of digital payments was supposed to be a 鈥済et out of jail鈥� card that released them from the shackles of the current payment system.听 That dream could be reduced to the following proposition - the technology industry could conquer any industry. If anyone could disintermediate Visa and Mastercard and shake up payments, it would be Apple. Facebook, Google, Samsung, or some other tech...

Can Blockchain Introduce Competition in Payments?

U.S. merchants' unhappy experience in payments is well known by now.听 Take it or leave it interchange rates that are orders of magnitude higher than rates that prevail in other parts of the world.听 An increasingly long list of opaquely described network fees, which are also take it or leave it propositions.听 Indefensible extensions of the Honor All Cards rules to force merchants that implement contactless...

C|C Payments Weekly News Update

March 13, 2019

Legal and Regulatory Developments SPOTLIGHT:听 Finextra - March 11, 2019

Since Fed catalysed the private sector to deliver real-time payment capabilities, there has been advocacy for the central bank backed, real-time payments (RTP) scheme. Many feel the lack of a ubiquitous RTP infrastructure has become a road block to innovation in financial...

C|C Payments Weekly News Update

March 6, 2019

Legal and Regulatory Developments

SPOTLIGHT:听

The Financial Brand - February 27, 2019

In the U.S., open banking may not yet be law like it is in the U.K., but its impact will continue to ripple across the pond. Here's how experts say the concept will affect banking providers worldwide, including American institutions.

Open banking allows...